Amount
20,000 SGD to SGD
- Period high
- 0.922391
- 2026-05-13
- Period low
- 0.839855
- 2025-10-20
- Average
- 0.889741
- Daily volatility
- 0.36%
Sending 20,000 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 17,842.06 SGD
- Lost vs mid-market
- −28.24
- Total cost
- 0.16%
Wise
- Recipient gets
- 17,787.73 SGD
- Lost vs mid-market
- −82.57
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 17,388.55 SGD
- Lost vs mid-market
- −481.75
- Total cost
- 2.70%
PayPal
- Recipient gets
- 16,987.51 SGD
- Lost vs mid-market
- −882.79
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 17,842.06 SGD | −28.24 | 0.16% |
| Wise | 17,787.73 SGD | −82.57 | 0.46% |
| Bank wire (SWIFT) | 17,388.55 SGD | −481.75 | 2.70% |
| PayPal | 16,987.51 SGD | −882.79 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 855 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals