Amount
20,000 PHP to EUR
- Period high
- 0.014847
- 2025-11-04
- Period low
- 0.013733
- 2026-09-09
- Average
- 0.014291
- Daily volatility
- 0.35%
Sending 20,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 280.83 EUR
- Lost vs mid-market
- −1.42
- Total cost
- 0.50%
Wise
- Recipient gets
- 279.48 EUR
- Lost vs mid-market
- −2.77
- Total cost
- 0.98%
PayPal
- Recipient gets
- 268.31 EUR
- Lost vs mid-market
- −13.94
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 250.82 EUR
- Lost vs mid-market
- −31.43
- Total cost
- 11.14%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 280.83 EUR | −1.42 | 0.50% |
| Wise | 279.48 EUR | −2.77 | 0.98% |
| PayPal | 268.31 EUR | −13.94 | 4.94% |
| Bank wire (SWIFT) | 250.82 EUR | −31.43 | 11.14% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 30 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals