Amount
20,000 PHP to PHP
- Period high
- 72.8150
- 2026-09-09
- Period low
- 67.3520
- 2025-11-04
- Average
- 70.0022
- Daily volatility
- 0.35%
Sending 20,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,414,963.51 PHP
- Lost vs mid-market
- −2,196.49
- Total cost
- 0.15%
Wise
- Recipient gets
- 1,410,676.49 PHP
- Lost vs mid-market
- −6,483.51
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 1,380,003.84 PHP
- Lost vs mid-market
- −37,156.16
- Total cost
- 2.62%
PayPal
- Recipient gets
- 1,347,152.3 PHP
- Lost vs mid-market
- −70,007.7
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,414,963.51 PHP | −2,196.49 | 0.15% |
| Wise | 1,410,676.49 PHP | −6,483.51 | 0.46% |
| Bank wire (SWIFT) | 1,380,003.84 PHP | −37,156.16 | 2.62% |
| PayPal | 1,347,152.3 PHP | −70,007.7 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 67,811 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals