Amount
500 CNY to CNY
- Period high
- 0.122458
- 2025-10-20
- Period low
- 0.106047
- 2026-10-19
- Average
- 0.113830
- Daily volatility
- 0.32%
Sending 500 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 50.4 CNY
- Lost vs mid-market
- −2.62
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 45.46 CNY
- Lost vs mid-market
- −7.57
- Total cost
- 14.27%
Wise
- Recipient gets
- 41.54 CNY
- Lost vs mid-market
- −11.49
- Total cost
- 21.66%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −53.02
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 50.4 CNY | −2.62 | 4.94% |
| USDT on-chain | 45.46 CNY | −7.57 | 14.27% |
| Wise | 41.54 CNY | −11.49 | 21.66% |
| Bank wire (SWIFT) | 0 CNY | −53.02 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 50 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals