Amount
500 CNY to PHP
- Period high
- 9.4266
- 2026-10-15
- Period low
- 8.1661
- 2025-10-20
- Average
- 8.7986
- Daily volatility
- 0.32%
Sending 500 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 4,630.98 PHP
- Lost vs mid-market
- −77.81
- Total cost
- 1.65%
Wise
- Recipient gets
- 4,581.32 PHP
- Lost vs mid-market
- −127.48
- Total cost
- 2.71%
PayPal
- Recipient gets
- 4,476.18 PHP
- Lost vs mid-market
- −232.61
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 2,863.91 PHP
- Lost vs mid-market
- −1,844.88
- Total cost
- 39.18%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 4,630.98 PHP | −77.81 | 1.65% |
| Wise | 4,581.32 PHP | −127.48 | 2.71% |
| PayPal | 4,476.18 PHP | −232.61 | 4.94% |
| Bank wire (SWIFT) | 2,863.91 PHP | −1,844.88 | 39.18% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,767 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals