Amount
200,000 PHP to CNY
- Period high
- 0.122458
- 2025-10-20
- Period low
- 0.106083
- 2026-10-15
- Average
- 0.113860
- Daily volatility
- 0.32%
Sending 200,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 21,197.47 CNY
- Lost vs mid-market
- −39.37
- Total cost
- 0.19%
Wise
- Recipient gets
- 21,129.99 CNY
- Lost vs mid-market
- −106.85
- Total cost
- 0.50%
Bank wire (SWIFT)
- Recipient gets
- 20,522.52 CNY
- Lost vs mid-market
- −714.32
- Total cost
- 3.36%
PayPal
- Recipient gets
- 20,187.74 CNY
- Lost vs mid-market
- −1,049.1
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 21,197.47 CNY | −39.37 | 0.19% |
| Wise | 21,129.99 CNY | −106.85 | 0.50% |
| Bank wire (SWIFT) | 20,522.52 CNY | −714.32 | 3.36% |
| PayPal | 20,187.74 CNY | −1,049.1 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,010 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals