2025-10-202026-10-16
Period high
9.4266
2026-10-15
Period low
8.1661
2025-10-20
Average
8.7986
Daily volatility
0.32%

Sending 200,000 PHP: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    1,880,623.37 PHP
    Lost vs mid-market
    −2,896.03
    Total cost
    0.15%
  • Wise

    Recipient gets
    1,874,937.28 PHP
    Lost vs mid-market
    −8,582.12
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    1,834,704.26 PHP
    Lost vs mid-market
    −48,815.15
    Total cost
    2.59%
  • PayPal

    Recipient gets
    1,790,473.55 PHP
    Lost vs mid-market
    −93,045.86
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 90,150 PHP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals