Amount
5,000 CNY to CNY
- Period high
- 0.405006
- 2026-01-29
- Period low
- 0.361245
- 2026-10-15
- Average
- 0.389884
- Daily volatility
- 0.44%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,796.98 CNY
- Lost vs mid-market
- −10.2
- Total cost
- 0.56%
Wise
- Recipient gets
- 1,787.8 CNY
- Lost vs mid-market
- −19.38
- Total cost
- 1.07%
PayPal
- Recipient gets
- 1,717.9 CNY
- Lost vs mid-market
- −89.27
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 1,579.21 CNY
- Lost vs mid-market
- −227.97
- Total cost
- 12.61%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,796.98 CNY | −10.2 | 0.56% |
| Wise | 1,787.8 CNY | −19.38 | 1.07% |
| PayPal | 1,717.9 CNY | −89.27 | 4.94% |
| Bank wire (SWIFT) | 1,579.21 CNY | −227.97 | 12.61% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 218 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals