Amount
10,000 CNY to CNY
- Period high
- 0.405006
- 2026-01-29
- Period low
- 0.361245
- 2026-10-15
- Average
- 0.389884
- Daily volatility
- 0.44%
Sending 10,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,601.45 CNY
- Lost vs mid-market
- −12.91
- Total cost
- 0.36%
Wise
- Recipient gets
- 3,586.84 CNY
- Lost vs mid-market
- −27.51
- Total cost
- 0.76%
PayPal
- Recipient gets
- 3,435.81 CNY
- Lost vs mid-market
- −178.55
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 3,341.21 CNY
- Lost vs mid-market
- −273.15
- Total cost
- 7.56%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,601.45 CNY | −12.91 | 0.36% |
| Wise | 3,586.84 CNY | −27.51 | 0.76% |
| PayPal | 3,435.81 CNY | −178.55 | 4.94% |
| Bank wire (SWIFT) | 3,341.21 CNY | −273.15 | 7.56% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 260 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals