Amount
5,000,000 JPY to CNY
- Period high
- 0.047251
- 2025-10-20
- Period low
- 0.041310
- 2026-07-28
- Average
- 0.043546
- Daily volatility
- 0.47%
Sending 5,000,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 211,237.4 CNY
- Lost vs mid-market
- −324.86
- Total cost
- 0.15%
Wise
- Recipient gets
- 210,598.94 CNY
- Lost vs mid-market
- −963.32
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 206,089.8 CNY
- Lost vs mid-market
- −5,472.45
- Total cost
- 2.59%
PayPal
- Recipient gets
- 201,111.08 CNY
- Lost vs mid-market
- −10,451.18
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 211,237.4 CNY | −324.86 | 0.15% |
| Wise | 210,598.94 CNY | −963.32 | 0.46% |
| Bank wire (SWIFT) | 206,089.8 CNY | −5,472.45 | 2.59% |
| PayPal | 201,111.08 CNY | −10,451.18 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 10,126 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals