Amount
5,000,000 JPY to JPY
- Period high
- 24.2071
- 2026-07-28
- Period low
- 21.1638
- 2025-10-20
- Average
- 22.9882
- Daily volatility
- 0.47%
Sending 5,000,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 117,991,097.03 JPY
- Lost vs mid-market
- −177,430.34
- Total cost
- 0.15%
Wise
- Recipient gets
- 117,636,502.28 JPY
- Lost vs mid-market
- −532,025.1
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 115,209,979.83 JPY
- Lost vs mid-market
- −2,958,547.55
- Total cost
- 2.50%
PayPal
- Recipient gets
- 112,331,002.13 JPY
- Lost vs mid-market
- −5,837,525.25
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 117,991,097.03 JPY | −177,430.34 | 0.15% |
| Wise | 117,636,502.28 JPY | −532,025.1 | 0.45% |
| Bank wire (SWIFT) | 115,209,979.83 JPY | −2,958,547.55 | 2.50% |
| PayPal | 112,331,002.13 JPY | −5,837,525.25 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 5,660,095 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals