Amount
500 CNY to CNY
- Period high
- 0.047251
- 2025-10-20
- Period low
- 0.041310
- 2026-07-28
- Average
- 0.043546
- Daily volatility
- 0.47%
Sending 500 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 20.11 CNY
- Lost vs mid-market
- −1.05
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 13.61 CNY
- Lost vs mid-market
- −7.54
- Total cost
- 35.66%
Wise
- Recipient gets
- 9.78 CNY
- Lost vs mid-market
- −11.38
- Total cost
- 53.80%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −21.16
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 20.11 CNY | −1.05 | 4.94% |
| USDT on-chain | 13.61 CNY | −7.54 | 35.66% |
| Wise | 9.78 CNY | −11.38 | 53.80% |
| Bank wire (SWIFT) | 0 CNY | −21.16 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 20 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals