2025-10-202026-10-16
Period high
24.2071
2026-07-28
Period low
21.1638
2025-10-20
Average
22.9882
Daily volatility
0.47%

Sending 500 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    11,621.57 JPY
    Lost vs mid-market
    −195.28
    Total cost
    1.65%
  • Wise

    Recipient gets
    11,496.95 JPY
    Lost vs mid-market
    −319.91
    Total cost
    2.71%
  • PayPal

    Recipient gets
    11,233.1 JPY
    Lost vs mid-market
    −583.75
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    7,187.07 JPY
    Lost vs mid-market
    −4,629.78
    Total cost
    39.18%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 4,435 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals