2025-10-202026-10-16
Period high
0.009315
2025-10-20
Period low
0.008542
2026-04-27
Average
0.008805
Daily volatility
0.47%

Sending 5,000,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    44,737.75 CAD
    Lost vs mid-market
    −68.8
    Total cost
    0.15%
  • Wise

    Recipient gets
    44,602.53 CAD
    Lost vs mid-market
    −204.02
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    43,647.54 CAD
    Lost vs mid-market
    −1,159.01
    Total cost
    2.59%
  • PayPal

    Recipient gets
    42,593.1 CAD
    Lost vs mid-market
    −2,213.44
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,145 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals