2025-10-202026-10-16
Period high
117.07
2026-04-27
Period low
107.35
2025-10-20
Average
113.61
Daily volatility
0.47%

Sending 5,000,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    557,117,080.06 JPY
    Lost vs mid-market
    −837,108.84
    Total cost
    0.15%
  • Wise

    Recipient gets
    555,443,128.31 JPY
    Lost vs mid-market
    −2,511,060.58
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    544,000,999.81 JPY
    Lost vs mid-market
    −13,953,189.08
    Total cost
    2.50%
  • PayPal

    Recipient gets
    530,391,251.96 JPY
    Lost vs mid-market
    −27,562,936.93
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 26,725,828 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals