2025-10-202026-10-16
Period high
0.010224
2025-10-20
Period low
0.008704
2026-08-28
Average
0.009147
Daily volatility
0.58%

Sending 20,000 AUD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    179.99 AUD
    Lost vs mid-market
    −1.89
    Total cost
    1.04%
  • Wise

    Recipient gets
    178.64 AUD
    Lost vs mid-market
    −3.24
    Total cost
    1.78%
  • PayPal

    Recipient gets
    172.9 AUD
    Lost vs mid-market
    −8.98
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    137.92 AUD
    Lost vs mid-market
    −43.96
    Total cost
    24.17%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 42 AUD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals