Amount
20,000 AUD to JPY
- Period high
- 114.89
- 2026-08-28
- Period low
- 97.8068
- 2025-10-20
- Average
- 109.52
- Daily volatility
- 0.57%
Sending 20,000 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,195,769.14 JPY
- Lost vs mid-market
- −3,476.42
- Total cost
- 0.16%
Wise
- Recipient gets
- 2,189,082.23 JPY
- Lost vs mid-market
- −10,163.34
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 2,139,930.06 JPY
- Lost vs mid-market
- −59,315.5
- Total cost
- 2.70%
PayPal
- Recipient gets
- 2,090,602.83 JPY
- Lost vs mid-market
- −108,642.73
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,195,769.14 JPY | −3,476.42 | 0.16% |
| Wise | 2,189,082.23 JPY | −10,163.34 | 0.46% |
| Bank wire (SWIFT) | 2,139,930.06 JPY | −59,315.5 | 2.70% |
| PayPal | 2,090,602.83 JPY | −108,642.73 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 105,166 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals