Amount
200,000 INR to CNY
- Period high
- 0.081124
- 2025-10-23
- Period low
- 0.069183
- 2026-10-09
- Average
- 0.073870
- Daily volatility
- 0.32%
Sending 200,000 INR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 14,052.81 CNY
- Lost vs mid-market
- −28.63
- Total cost
- 0.20%
Wise
- Recipient gets
- 14,006.8 CNY
- Lost vs mid-market
- −74.65
- Total cost
- 0.53%
Bank wire (SWIFT)
- Recipient gets
- 13,546.02 CNY
- Lost vs mid-market
- −535.43
- Total cost
- 3.80%
PayPal
- Recipient gets
- 13,385.83 CNY
- Lost vs mid-market
- −695.62
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 14,052.81 CNY | −28.63 | 0.20% |
| Wise | 14,006.8 CNY | −74.65 | 0.53% |
| Bank wire (SWIFT) | 13,546.02 CNY | −535.43 | 3.80% |
| PayPal | 13,385.83 CNY | −695.62 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 667 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals