Amount
100,000 INR to CNY
- Period high
- 0.081124
- 2025-10-23
- Period low
- 0.069183
- 2026-10-09
- Average
- 0.073870
- Daily volatility
- 0.32%
Sending 100,000 INR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 7,022.65 CNY
- Lost vs mid-market
- −18.07
- Total cost
- 0.26%
Wise
- Recipient gets
- 6,997.76 CNY
- Lost vs mid-market
- −42.97
- Total cost
- 0.61%
PayPal
- Recipient gets
- 6,692.91 CNY
- Lost vs mid-market
- −347.81
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 6,681.31 CNY
- Lost vs mid-market
- −359.42
- Total cost
- 5.10%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 7,022.65 CNY | −18.07 | 0.26% |
| Wise | 6,997.76 CNY | −42.97 | 0.61% |
| PayPal | 6,692.91 CNY | −347.81 | 4.94% |
| Bank wire (SWIFT) | 6,681.31 CNY | −359.42 | 5.10% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 341 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals