Amount
1,000,000 CNY to CNY
- Period high
- 0.081124
- 2025-10-23
- Period low
- 0.069183
- 2026-10-09
- Average
- 0.073856
- Daily volatility
- 0.32%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 70,262.05 CNY
- Lost vs mid-market
- −113.05
- Total cost
- 0.16%
Wise
- Recipient gets
- 70,047.16 CNY
- Lost vs mid-market
- −327.94
- Total cost
- 0.47%
Bank wire (SWIFT)
- Recipient gets
- 68,432.93 CNY
- Lost vs mid-market
- −1,942.17
- Total cost
- 2.76%
PayPal
- Recipient gets
- 66,898.57 CNY
- Lost vs mid-market
- −3,476.53
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 70,262.05 CNY | −113.05 | 0.16% |
| Wise | 70,047.16 CNY | −327.94 | 0.47% |
| Bank wire (SWIFT) | 68,432.93 CNY | −1,942.17 | 2.76% |
| PayPal | 66,898.57 CNY | −3,476.53 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,363 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals