2025-10-202026-10-19
Period high
14.4544
2026-10-09
Period low
12.3268
2025-10-23
Average
13.5703
Daily volatility
0.32%

Sending 1,000,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    14,188,151.06 INR
    Lost vs mid-market
    −21,420.76
    Total cost
    0.15%
  • Wise

    Recipient gets
    14,145,468.9 INR
    Lost vs mid-market
    −64,102.91
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    13,851,735.14 INR
    Lost vs mid-market
    −357,836.67
    Total cost
    2.52%
  • PayPal

    Recipient gets
    13,507,618.97 INR
    Lost vs mid-market
    −701,952.85
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 680,532 INR on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals