Amount
500,000,000 IDR to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000370
- 2026-10-19
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 500,000,000 IDR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 184,848.88 CNY
- Lost vs mid-market
- −285.19
- Total cost
- 0.15%
Wise
- Recipient gets
- 184,289.72 CNY
- Lost vs mid-market
- −844.35
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 180,322.93 CNY
- Lost vs mid-market
- −4,811.14
- Total cost
- 2.60%
PayPal
- Recipient gets
- 175,988.45 CNY
- Lost vs mid-market
- −9,145.62
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 184,848.88 CNY | −285.19 | 0.15% |
| Wise | 184,289.72 CNY | −844.35 | 0.46% |
| Bank wire (SWIFT) | 180,322.93 CNY | −4,811.14 | 2.60% |
| PayPal | 175,988.45 CNY | −9,145.62 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 8,860 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals