Amount
1,000,000,000 IDR to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000370
- 2026-10-19
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 1,000,000,000 IDR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 369,705.26 CNY
- Lost vs mid-market
- −562.89
- Total cost
- 0.15%
Wise
- Recipient gets
- 368,590.69 CNY
- Lost vs mid-market
- −1,677.46
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 360,828.65 CNY
- Lost vs mid-market
- −9,439.49
- Total cost
- 2.55%
PayPal
- Recipient gets
- 351,976.9 CNY
- Lost vs mid-market
- −18,291.25
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 369,705.26 CNY | −562.89 | 0.15% |
| Wise | 368,590.69 CNY | −1,677.46 | 0.45% |
| Bank wire (SWIFT) | 360,828.65 CNY | −9,439.49 | 2.55% |
| PayPal | 351,976.9 CNY | −18,291.25 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 17,728 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals