Amount
500 HKD to SGD
- Period high
- 0.168060
- 2025-11-05
- Period low
- 0.161100
- 2026-09-09
- Average
- 0.163995
- Daily volatility
- 0.22%
Sending 500 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 79.94 SGD
- Lost vs mid-market
- −1.56
- Total cost
- 1.91%
Wise
- Recipient gets
- 78.97 SGD
- Lost vs mid-market
- −2.53
- Total cost
- 3.10%
PayPal
- Recipient gets
- 77.47 SGD
- Lost vs mid-market
- −4.03
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 44.37 SGD
- Lost vs mid-market
- −37.13
- Total cost
- 45.55%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 79.94 SGD | −1.56 | 1.91% |
| Wise | 78.97 SGD | −2.53 | 3.10% |
| PayPal | 77.47 SGD | −4.03 | 4.94% |
| Bank wire (SWIFT) | 44.37 SGD | −37.13 | 45.55% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 36 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals