2025-10-202026-10-16
Period high
0.168060
2025-11-05
Period low
0.161100
2026-09-09
Average
0.163995
Daily volatility
0.22%

Sending 200 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    31.11 SGD
    Lost vs mid-market
    −1.49
    Total cost
    4.56%
  • PayPal

    Recipient gets
    30.99 SGD
    Lost vs mid-market
    −1.61
    Total cost
    4.94%
  • Wise

    Recipient gets
    30.29 SGD
    Lost vs mid-market
    −2.31
    Total cost
    7.07%
  • Bank wire (SWIFT)

    Recipient gets
    0 SGD
    Lost vs mid-market
    −32.6
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 31 SGD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals