Amount
1,000,000 HKD to CNY
- Period high
- 0.917063
- 2025-10-22
- Period low
- 0.851941
- 2026-10-16
- Average
- 0.878256
- Daily volatility
- 0.14%
Sending 1,000,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 850,655.33 CNY
- Lost vs mid-market
- −1,285.42
- Total cost
- 0.15%
Wise
- Recipient gets
- 848,095.74 CNY
- Lost vs mid-market
- −3,845.02
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 830,458.84 CNY
- Lost vs mid-market
- −21,481.92
- Total cost
- 2.52%
PayPal
- Recipient gets
- 809,854.88 CNY
- Lost vs mid-market
- −42,085.87
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 850,655.33 CNY | −1,285.42 | 0.15% |
| Wise | 848,095.74 CNY | −3,845.02 | 0.45% |
| Bank wire (SWIFT) | 830,458.84 CNY | −21,481.92 | 2.52% |
| PayPal | 809,854.88 CNY | −42,085.87 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 40,800 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals