Amount
1,000,000 HKD to HKD
- Period high
- 1.1748
- 2026-10-19
- Period low
- 1.0904
- 2025-10-22
- Average
- 1.1393
- Daily volatility
- 0.14%
Sending 1,000,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,172,996.69 HKD
- Lost vs mid-market
- −1,770.95
- Total cost
- 0.15%
Wise
- Recipient gets
- 1,169,467.97 HKD
- Lost vs mid-market
- −5,299.67
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 1,145,183.71 HKD
- Lost vs mid-market
- −29,583.93
- Total cost
- 2.52%
PayPal
- Recipient gets
- 1,116,734.12 HKD
- Lost vs mid-market
- −58,033.52
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,172,996.69 HKD | −1,770.95 | 0.15% |
| Wise | 1,169,467.97 HKD | −5,299.67 | 0.45% |
| Bank wire (SWIFT) | 1,145,183.71 HKD | −29,583.93 | 2.52% |
| PayPal | 1,116,734.12 HKD | −58,033.52 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 56,263 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals