2025-10-202026-10-16
Period high
0.199427
2025-11-24
Period low
0.175949
2026-05-07
Average
0.184490
Daily volatility
0.49%

Sending 500 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    89.8 AUD
    Lost vs mid-market
    −1.75
    Total cost
    1.91%
  • Wise

    Recipient gets
    88.71 AUD
    Lost vs mid-market
    −2.84
    Total cost
    3.10%
  • PayPal

    Recipient gets
    87.03 AUD
    Lost vs mid-market
    −4.52
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    49.85 AUD
    Lost vs mid-market
    −41.71
    Total cost
    45.55%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 40 AUD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals