2025-10-202026-10-19
Period high
5.6835
2026-05-07
Period low
5.0144
2025-11-24
Average
5.4274
Daily volatility
0.49%

Sending 500 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    2,728.47 HKD
    Lost vs mid-market
    −12.91
    Total cost
    0.47%
  • Wise

    Recipient gets
    2,715.83 HKD
    Lost vs mid-market
    −25.55
    Total cost
    0.93%
  • PayPal

    Recipient gets
    2,605.96 HKD
    Lost vs mid-market
    −135.42
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    2,458.11 HKD
    Lost vs mid-market
    −283.27
    Total cost
    10.33%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 270 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals