2025-10-202026-10-16
Period high
1.9032
2026-07-07
Period low
1.8121
2026-03-09
Average
1.8615
Daily volatility
0.31%

Sending 200 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    375.52 CAD
    Lost vs mid-market
    −2.16
    Total cost
    0.57%
  • Wise

    Recipient gets
    373.58 CAD
    Lost vs mid-market
    −4.09
    Total cost
    1.08%
  • PayPal

    Recipient gets
    359.02 CAD
    Lost vs mid-market
    −18.66
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    329.39 CAD
    Lost vs mid-market
    −48.28
    Total cost
    12.78%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 46 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals