2025-10-202026-10-19
Period high
1.9032
2026-07-07
Period low
1.8121
2026-03-09
Average
1.8616
Daily volatility
0.31%

Sending 100 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    185.75 CAD
    Lost vs mid-market
    −1.86
    Total cost
    0.99%
  • Wise

    Recipient gets
    184.4 CAD
    Lost vs mid-market
    −3.21
    Total cost
    1.71%
  • PayPal

    Recipient gets
    178.35 CAD
    Lost vs mid-market
    −9.27
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    144.42 CAD
    Lost vs mid-market
    −43.2
    Total cost
    23.02%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 41 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals