2025-10-202026-10-16
Period high
1.1974
2026-01-28
Period low
1.1177
2026-10-07
Average
1.1596
Daily volatility
0.34%

Sending 5,000 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    5,616.94 USD
    Lost vs mid-market
    −9.56
    Total cost
    0.17%
  • Wise

    Recipient gets
    5,599.49 USD
    Lost vs mid-market
    −27.01
    Total cost
    0.48%
  • Bank wire (SWIFT)

    Recipient gets
    5,458.41 USD
    Lost vs mid-market
    −168.09
    Total cost
    2.99%
  • PayPal

    Recipient gets
    5,348.55 USD
    Lost vs mid-market
    −277.95
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 268 USD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals