2025-10-202026-10-16
Period high
1.1974
2026-01-28
Period low
1.1177
2026-10-07
Average
1.1596
Daily volatility
0.34%

Sending 10,000 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    11,235 USD
    Lost vs mid-market
    −18
    Total cost
    0.16%
  • Wise

    Recipient gets
    11,200.67 USD
    Lost vs mid-market
    −52.33
    Total cost
    0.47%
  • Bank wire (SWIFT)

    Recipient gets
    10,944.25 USD
    Lost vs mid-market
    −308.75
    Total cost
    2.74%
  • PayPal

    Recipient gets
    10,697.1 USD
    Lost vs mid-market
    −555.9
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 538 USD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals