Amount
200 EUR to CNY
- Period high
- 8.3176
- 2026-01-28
- Period low
- 7.4832
- 2026-10-12
- Average
- 7.9648
- Daily volatility
- 0.28%
Sending 200 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,495.03 CNY
- Lost vs mid-market
- −9.77
- Total cost
- 0.65%
Wise
- Recipient gets
- 1,486.74 CNY
- Lost vs mid-market
- −18.06
- Total cost
- 1.20%
PayPal
- Recipient gets
- 1,430.46 CNY
- Lost vs mid-market
- −74.34
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 1,283.78 CNY
- Lost vs mid-market
- −221.02
- Total cost
- 14.69%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,495.03 CNY | −9.77 | 0.65% |
| Wise | 1,486.74 CNY | −18.06 | 1.20% |
| PayPal | 1,430.46 CNY | −74.34 | 4.94% |
| Bank wire (SWIFT) | 1,283.78 CNY | −221.02 | 14.69% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 211 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals