Amount
100 EUR to CNY
- Period high
- 8.3176
- 2026-01-28
- Period low
- 7.4832
- 2026-10-12
- Average
- 7.9648
- Daily volatility
- 0.28%
Sending 100 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 743.76 CNY
- Lost vs mid-market
- −8.64
- Total cost
- 1.15%
Wise
- Recipient gets
- 737.73 CNY
- Lost vs mid-market
- −14.67
- Total cost
- 1.95%
PayPal
- Recipient gets
- 715.23 CNY
- Lost vs mid-market
- −37.17
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 550.19 CNY
- Lost vs mid-market
- −202.21
- Total cost
- 26.88%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 743.76 CNY | −8.64 | 1.15% |
| Wise | 737.73 CNY | −14.67 | 1.95% |
| PayPal | 715.23 CNY | −37.17 | 4.94% |
| Bank wire (SWIFT) | 550.19 CNY | −202.21 | 26.88% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 194 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals