Amount
1,000,000 CNY to CNY
- Period high
- 8.3176
- 2026-01-28
- Period low
- 7.4832
- 2026-10-12
- Average
- 7.9648
- Daily volatility
- 0.28%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 7,512,706.49 CNY
- Lost vs mid-market
- −11,293.51
- Total cost
- 0.15%
Wise
- Recipient gets
- 7,490,130.71 CNY
- Lost vs mid-market
- −33,869.29
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 7,335,716.6 CNY
- Lost vs mid-market
- −188,283.4
- Total cost
- 2.50%
PayPal
- Recipient gets
- 7,152,314.4 CNY
- Lost vs mid-market
- −371,685.6
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 7,512,706.49 CNY | −11,293.51 | 0.15% |
| Wise | 7,490,130.71 CNY | −33,869.29 | 0.45% |
| Bank wire (SWIFT) | 7,335,716.6 CNY | −188,283.4 | 2.50% |
| PayPal | 7,152,314.4 CNY | −371,685.6 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 360,392 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals