Amount
1,000,000 CNY to EUR
- Period high
- 0.133633
- 2026-10-12
- Period low
- 0.120227
- 2026-01-28
- Average
- 0.125648
- Daily volatility
- 0.28%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 132,707.67 EUR
- Lost vs mid-market
- −200.36
- Total cost
- 0.15%
Wise
- Recipient gets
- 132,308.44 EUR
- Lost vs mid-market
- −599.59
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 129,560.95 EUR
- Lost vs mid-market
- −3,347.08
- Total cost
- 2.52%
PayPal
- Recipient gets
- 126,342.37 EUR
- Lost vs mid-market
- −6,565.66
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 132,707.67 EUR | −200.36 | 0.15% |
| Wise | 132,308.44 EUR | −599.59 | 0.45% |
| Bank wire (SWIFT) | 129,560.95 EUR | −3,347.08 | 2.52% |
| PayPal | 126,342.37 EUR | −6,565.66 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 6,365 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals