Amount
20,000 EUR to AUD
- Period high
- 1.7995
- 2025-10-17
- Period low
- 1.5971
- 2026-10-14
- Average
- 1.6733
- Daily volatility
- 0.36%
Sending 20,000 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 32,291.87 AUD
- Lost vs mid-market
- −50.13
- Total cost
- 0.15%
Wise
- Recipient gets
- 32,194.04 AUD
- Lost vs mid-market
- −147.96
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 31,494.03 AUD
- Lost vs mid-market
- −847.97
- Total cost
- 2.62%
PayPal
- Recipient gets
- 30,744.31 AUD
- Lost vs mid-market
- −1,597.69
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 32,291.87 AUD | −50.13 | 0.15% |
| Wise | 32,194.04 AUD | −147.96 | 0.46% |
| Bank wire (SWIFT) | 31,494.03 AUD | −847.97 | 2.62% |
| PayPal | 30,744.31 AUD | −1,597.69 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,548 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals