Amount
20,000 EUR to EUR
- Period high
- 0.626135
- 2026-10-14
- Period low
- 0.556638
- 2025-10-20
- Average
- 0.598590
- Daily volatility
- 0.36%
Sending 20,000 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 12,348.27 EUR
- Lost vs mid-market
- −19.55
- Total cost
- 0.16%
Wise
- Recipient gets
- 12,310.66 EUR
- Lost vs mid-market
- −57.16
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 12,034.25 EUR
- Lost vs mid-market
- −333.57
- Total cost
- 2.70%
PayPal
- Recipient gets
- 11,756.85 EUR
- Lost vs mid-market
- −610.97
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 12,348.27 EUR | −19.55 | 0.16% |
| Wise | 12,310.66 EUR | −57.16 | 0.46% |
| Bank wire (SWIFT) | 12,034.25 EUR | −333.57 | 2.70% |
| PayPal | 11,756.85 EUR | −610.97 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 591 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals