2025-10-212026-10-16
Period high
12.9268
2026-09-02
Period low
10.3908
2026-05-21
Average
11.5141
Daily volatility
1.04%

Sending 500,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    6,221,905.71 RUB
    Lost vs mid-market
    −9,440.65
    Total cost
    0.15%
  • Wise

    Recipient gets
    6,203,164.65 RUB
    Lost vs mid-market
    −28,181.71
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    6,073,277.07 RUB
    Lost vs mid-market
    −158,069.29
    Total cost
    2.54%
  • PayPal

    Recipient gets
    5,923,517.85 RUB
    Lost vs mid-market
    −307,828.51
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 298,388 RUB on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals