Amount
1,000,000 CNY to RUB
- Period high
- 12.9268
- 2026-09-02
- Period low
- 10.3908
- 2026-05-21
- Average
- 11.5141
- Daily volatility
- 1.04%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 12,443,905.05 RUB
- Lost vs mid-market
- −18,787.67
- Total cost
- 0.15%
Wise
- Recipient gets
- 12,406,469.95 RUB
- Lost vs mid-market
- −56,222.77
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 12,148,839.77 RUB
- Lost vs mid-market
- −313,852.94
- Total cost
- 2.52%
PayPal
- Recipient gets
- 11,847,035.7 RUB
- Lost vs mid-market
- −615,657.02
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 12,443,905.05 RUB | −18,787.67 | 0.15% |
| Wise | 12,406,469.95 RUB | −56,222.77 | 0.45% |
| Bank wire (SWIFT) | 12,148,839.77 RUB | −313,852.94 | 2.52% |
| PayPal | 11,847,035.7 RUB | −615,657.02 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 596,869 RUB on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals