Amount
5,000,000 PHP to PHP
- Period high
- 9.4266
- 2026-10-15
- Period low
- 8.1661
- 2025-10-20
- Average
- 8.7986
- Daily volatility
- 0.32%
Sending 5,000,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 47,078,197.12 PHP
- Lost vs mid-market
- −70,794.1
- Total cost
- 0.15%
Wise
- Recipient gets
- 46,936,714.68 PHP
- Lost vs mid-market
- −212,276.53
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 45,968,542.75 PHP
- Lost vs mid-market
- −1,180,448.46
- Total cost
- 2.50%
PayPal
- Recipient gets
- 44,819,831.05 PHP
- Lost vs mid-market
- −2,329,160.17
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 47,078,197.12 PHP | −70,794.1 | 0.15% |
| Wise | 46,936,714.68 PHP | −212,276.53 | 0.45% |
| Bank wire (SWIFT) | 45,968,542.75 PHP | −1,180,448.46 | 2.50% |
| PayPal | 44,819,831.05 PHP | −2,329,160.17 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 2,258,366 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals