Amount
10,000,000 PHP to PHP
- Period high
- 9.4298
- 2026-10-19
- Period low
- 8.1661
- 2025-10-20
- Average
- 8.8010
- Daily volatility
- 0.32%
Sending 10,000,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 94,156,464.84 PHP
- Lost vs mid-market
- −141,517.58
- Total cost
- 0.15%
Wise
- Recipient gets
- 93,873,535.43 PHP
- Lost vs mid-market
- −424,446.99
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 91,938,809.19 PHP
- Lost vs mid-market
- −2,359,173.24
- Total cost
- 2.50%
PayPal
- Recipient gets
- 89,639,662.09 PHP
- Lost vs mid-market
- −4,658,320.33
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 94,156,464.84 PHP | −141,517.58 | 0.15% |
| Wise | 93,873,535.43 PHP | −424,446.99 | 0.45% |
| Bank wire (SWIFT) | 91,938,809.19 PHP | −2,359,173.24 | 2.50% |
| PayPal | 89,639,662.09 PHP | −4,658,320.33 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 4,516,803 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals