2025-10-202026-10-16
Period high
1.1738
2026-10-16
Period low
1.0904
2025-10-22
Average
1.1392
Daily volatility
0.14%

Sending 500 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    577.2 HKD
    Lost vs mid-market
    −9.7
    Total cost
    1.65%
  • Wise

    Recipient gets
    571.01 HKD
    Lost vs mid-market
    −15.89
    Total cost
    2.71%
  • PayPal

    Recipient gets
    557.9 HKD
    Lost vs mid-market
    −28.99
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    356.95 HKD
    Lost vs mid-market
    −229.94
    Total cost
    39.18%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 220 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals