2025-10-202026-10-16
Period high
1.1738
2026-10-16
Period low
1.0904
2025-10-22
Average
1.1392
Daily volatility
0.14%

Sending 1,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    1,163.21 HKD
    Lost vs mid-market
    −10.58
    Total cost
    0.90%
  • Wise

    Recipient gets
    1,155.26 HKD
    Lost vs mid-market
    −18.53
    Total cost
    1.58%
  • PayPal

    Recipient gets
    1,115.81 HKD
    Lost vs mid-market
    −57.99
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    929.18 HKD
    Lost vs mid-market
    −244.62
    Total cost
    20.84%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 234 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals