Amount
1,000,000 CNY to CHF
- Period high
- 0.124584
- 2026-10-01
- Period low
- 0.110451
- 2026-01-29
- Average
- 0.116282
- Daily volatility
- 0.38%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 123,046.55 CHF
- Lost vs mid-market
- −185.77
- Total cost
- 0.15%
Wise
- Recipient gets
- 122,676.39 CHF
- Lost vs mid-market
- −555.94
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 120,128.91 CHF
- Lost vs mid-market
- −3,103.41
- Total cost
- 2.52%
PayPal
- Recipient gets
- 117,144.65 CHF
- Lost vs mid-market
- −6,087.68
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 123,046.55 CHF | −185.77 | 0.15% |
| Wise | 122,676.39 CHF | −555.94 | 0.45% |
| Bank wire (SWIFT) | 120,128.91 CHF | −3,103.41 | 2.52% |
| PayPal | 117,144.65 CHF | −6,087.68 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 5,902 CHF on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals