Amount
1,000,000 CNY to CNY
- Period high
- 9.0538
- 2026-01-29
- Period low
- 8.0267
- 2026-10-01
- Average
- 8.6065
- Daily volatility
- 0.38%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 8,085,351.92 CNY
- Lost vs mid-market
- −12,153.75
- Total cost
- 0.15%
Wise
- Recipient gets
- 8,061,055.64 CNY
- Lost vs mid-market
- −36,450.02
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 7,894,885.24 CNY
- Lost vs mid-market
- −202,620.43
- Total cost
- 2.50%
PayPal
- Recipient gets
- 7,697,488.89 CNY
- Lost vs mid-market
- −400,016.78
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 8,085,351.92 CNY | −12,153.75 | 0.15% |
| Wise | 8,061,055.64 CNY | −36,450.02 | 0.45% |
| Bank wire (SWIFT) | 7,894,885.24 CNY | −202,620.43 | 2.50% |
| PayPal | 7,697,488.89 CNY | −400,016.78 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 387,863 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals