Amount
500,000 CNY to CAD
- Period high
- 0.213091
- 2026-10-12
- Period low
- 0.194606
- 2026-01-30
- Average
- 0.202346
- Daily volatility
- 0.26%
Sending 500,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 105,734.04 CAD
- Lost vs mid-market
- −160.43
- Total cost
- 0.15%
Wise
- Recipient gets
- 105,415.56 CAD
- Lost vs mid-market
- −478.92
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 103,208.27 CAD
- Lost vs mid-market
- −2,686.2
- Total cost
- 2.54%
PayPal
- Recipient gets
- 100,663.28 CAD
- Lost vs mid-market
- −5,231.19
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 105,734.04 CAD | −160.43 | 0.15% |
| Wise | 105,415.56 CAD | −478.92 | 0.45% |
| Bank wire (SWIFT) | 103,208.27 CAD | −2,686.2 | 2.54% |
| PayPal | 100,663.28 CAD | −5,231.19 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 5,071 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals