Amount

500,000 CNY to CNY

2025-10-202026-10-16
Period high
5.1386
2026-01-30
Period low
4.6928
2026-10-12
Average
4.9452
Daily volatility
0.26%

Sending 500,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    2,357,292.14 CNY
    Lost vs mid-market
    −3,548.77
    Total cost
    0.15%

  • Wise

    Recipient gets
    2,350,205.85 CNY
    Lost vs mid-market
    −10,635.07
    Total cost
    0.45%

  • Bank wire (SWIFT)

    Recipient gets
    2,301,636.5 CNY
    Lost vs mid-market
    −59,204.42
    Total cost
    2.51%

  • PayPal

    Recipient gets
    2,244,215.37 CNY
    Lost vs mid-market
    −116,625.54
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 113,077 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals