Amount
500,000 CNY to AUD
- Period high
- 0.218469
- 2025-11-24
- Period low
- 0.202591
- 2026-05-07
- Average
- 0.210023
- Daily volatility
- 0.42%
Sending 500,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 107,299.98 AUD
- Lost vs mid-market
- −162.81
- Total cost
- 0.15%
Wise
- Recipient gets
- 106,976.78 AUD
- Lost vs mid-market
- −486.01
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 104,736.8 AUD
- Lost vs mid-market
- −2,725.99
- Total cost
- 2.54%
PayPal
- Recipient gets
- 102,154.12 AUD
- Lost vs mid-market
- −5,308.66
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 107,299.98 AUD | −162.81 | 0.15% |
| Wise | 106,976.78 AUD | −486.01 | 0.45% |
| Bank wire (SWIFT) | 104,736.8 AUD | −2,725.99 | 2.54% |
| PayPal | 102,154.12 AUD | −5,308.66 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 5,146 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals